In this episode of the podcast, I sit down with Mohit Caculo and Kaivalya Karkare from CCS (Caculo Consultancy Services), and discuss all things money, from how to start investing at a young age to SIPs and debt funds, why mutual funds are better than fixed deposits to how COVID-19 has affected the markets. This episode is genuinely informative, and anyone looking to start investing in the stock market, mutual funds, or debt funds can take a lot from this. Mohit and Kiavalya are the founder and summer intern respectively at Caculo Consultancy Services (CCS), a Goa based investment firm that promises great returns to people interested in investing from a young age. Mohit has been investing in direct equity since he was 13, and Kaivalya is an IIM Indore graduate. You can contact them at mohitcaculo@caculogroup.net or kaivalyakarkare123@gmail.com https://www.instagram.com/caculoconsultancy A Noah Martins Production https://www.instagram.com/noahfromgoa Videography by Sarvesh Lad https://www.instagram.com/its.me.crizac Music by @Tsumyoki INH https://www.instagram.com/tsumyoki NM8 Escape is currently Goa's biggest podcast. It is a platform where I interview Goan artists, creators and business people. Watch the whole playlist of NM8 Escape videos if you liked this one! ... https://www.youtube.com/watch?v=PAmnZbvQqRU

Kushal Bhagia is a Venture Capitalist and the CEO of First Cheque, an early stage VC firm from India. In this episode of the podcast, we discuss Kushal's journey, from starting up straight out of college to running his own venture capital firm at 31. He talks about what he looks for in the founders and companies he invests in, what he thinks makes someone a good VC, where he sees the Indian start up ecosystem in 10 years from now, and a lot more. He even gives some really good advice for college kids. Listen on Spotify: https://open.spotify.com/episode/0wwA86RN9KLN5UXHDmbMzP?si=w8kJMc4SQ_qqqjS2znZyFw Check out First Cheque's website: https://firstcheque.vc/ Runnin' Down a Dream: How to Succeed and Thrive in a Career You Love - Bill Gurley: Runnin' Down a Dream: How to Succeed and Thrive in a Career You Love - Bill Gurley 9/14/2018 Follow me on Twitter: https://twitter.com/noahfromgoa Follow me on Instagram: https://instagram.com/noahfromgoa Follow the DFTL Podcast: https://twitter.com/theDFTLpodcast Like, Share and Subscribe for more content like this! Follow Kushal on Twitter: https://twitter.com/kushalbhagia Follow First Cheque on Twitter: https://twitter.com/FirstchequeFollow A Noah Martins Production Intro Music by Skeletron https://www.instagram.com/skeletron_music Cover Art by Anslem https://www.instagram.com/98artofficial DFTL https://twitter.com/theDFTLpodcast https://www.instagram.com/thedftlpodcast Don't Follow the Leader (DFTL) is a college podcast run by Noah Martins in an attempt to understand society's exceptions. He interviews entrepreneurs, business leaders, celebrities and academics, and tries to understand how they make decisions and what motivates them. 0:00 Intro 2:49 What is First Cheque? 6:19 What is Venture Capital? 9:23 Kushal's Journey (College/First Start Up/First Cheque) 14:21 How to become a VC 18:32 Philosophy, Privilege and Risk 23:24 Should you start up in college? 30:42 The struggles of starting up 34:37 What Kushal looks for in Founders and Start Ups 46:19 A day in Kushal's life 48:32 Hardest problem Kushal has had to solve 57:43 Kushal's Motivation 1:02:37 The future of India's start up ecosystem 1:07:00 Kushal's favourite books and podcasts 1:14:15 College life and advice for students ... https://www.youtube.com/watch?v=329af3frAvw